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Your total tax benefit

₹1,13,853

Tax saved this year ₹1,10,058Future tax you won't owe ₹3,796

Calculated using FIFO cost basis · Legally compliant

Use Your ₹1.25L Annual Tax-Free Limit

Book these gains tax-free now

Gains you can book tax-free this year
₹30,366
Within your ₹1,25,000 annual tax-free limit
Tax you won't owe when you sell later
₹3,796
12.5% long-term tax on ₹30,366

Your Tax: Before vs. After the Plan

See exactly how much tax drops when you follow the sell plan

You save₹1,10,058by executing the plan

If you do nothing

₹6,89,337

Based on your trades so far this year

Your trades so far this year:
STCG:₹1,35,02,246
− STCL offset:-₹1,15,96,324
Taxable STCG:₹19,05,923
STCG Tax @ 20.0%:₹3,81,185
LTCG:₹32,38,012
− LTCL offset:-₹6,47,790
− Exemption:-₹1,25,000
Taxable LTCG:₹24,65,223
LTCG Tax @ 12.5%:₹3,08,153

After following the plan

₹5,79,280

What you'd actually owe

After the recommended sells:
Realized STCG:₹1,35,02,246
− STCL offset:-₹1,20,18,685
Realized STCL:₹1,15,96,324
+ Plan STCL:₹4,22,361
Taxable STCG:₹14,83,561
STCG Tax @ 20.0%:₹2,96,712
Realized LTCG:₹32,38,012
+ Plan LTCG:₹30,366
Total LTCG:₹32,68,378
− LTCL offset:-₹8,82,839
− Exemption:-₹1,25,000
Taxable LTCG:₹22,60,539
LTCG Tax @ 12.5%:₹2,82,567

Recommended Sells

The types of gains and losses the plan books for you

Long-term gains to book
₹30,366
Long-term losses to harvest
₹2,35,050
Short-term gains to book
₹0
Short-term losses to harvest
₹4,22,361

Short Term (≤12 months)

Net gains / losses₹19,05,923

Long Term (>12 months)

Net gains / losses₹25,90,223

Equity Portfolio Value

₹1,02,85,250

Excludes gold, silver ETFs & SGBs

Tax rates used in this analysis

LTCG Exemption:₹1,25,000
LTCG Rate:12.5%
STCG Rate:20.0%
Long-term:>12 months

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Frequently Asked Questions

Is this real data?

This is sample portfolio data that shows how TaxHarvestLab analyzes and optimizes tax implications. The calculations are real and follow actual Indian tax rules. You can try with your own portfolio data to see your actual tax savings.

How accurate is the tax loss harvesting analysis?

Our algorithm identifies harvest opportunities using FIFO order, latest holding prices, and current tax rules (12.5% LTCG on gains >₹1.25L, 20% flat STCG). Results are highly accurate, but you should always verify with your CA before executing trades.

Is my portfolio data safe?

Yes. Your data is transmitted securely, processed on our servers, and never stored permanently. We don't sell or share your portfolio information. The demo page uses pre-loaded sample data that's publicly available.

Can I use this tool with any broker?

Yes! TaxHarvestLab works with any broker — Zerodha, Groww, Upstox, Angel One, and manual tradebook entry. Just export your tradebook as an Excel file and upload it to get instant analysis.

Do I need to sign up or pay to use it?

No signup required for basic analysis! Upload your tradebook and see your harvest opportunities instantly. Premium features (complete sell list, one-tap Zerodha execution, PDF download) are available for a one-time ₹500 payment.

See the full FAQ →

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