Save Lakhs on Capital Gains Tax
Upload your Zerodha reports. Get instant recommendations to legally minimize LTCG & STCG tax using broker-reported data. 100% accurate, 100% compliant.
How It Works
Optimize your capital gains tax in minutes. No complex forms, no CA required for analysis.
Export Reports from Zerodha
Download your Holdings, Tradebook, and Tax P&L reports from Zerodha Console. We support both XLSX and CSV formats.
- Holdings: Current portfolio
- Tradebook: Last 12 months trades
- Tax P&L: Current FY gains
Upload & Analyze
Upload your files securely. Our engine processes your data using FIFO rules exactly as per Indian tax law.
- FIFO-based calculations
- Broker-grade accuracy
- Server-side processing
Get Optimization Plan
Receive actionable recommendations to minimize your tax liability. Know exactly which shares to sell and why.
- Tax-free LTCG booking
- Loss harvesting suggestions
- Download PDF report
Everything You Need to Save Tax
Built specifically for Indian equity investors. Understands LTCG, STCG, exemptions, and all the nuances of capital gains taxation.
LTCG Exemption Optimizer
Automatically identifies opportunities to book tax-free LTCG within your 1.25 lakh annual exemption limit.
Save up to 15,625/yearShort-Term Loss Harvesting
Find short-term losses in your portfolio that can offset short-term gains and reduce your 20% STCG tax burden.
Offset gains legallyBroker-Grade Accuracy
Uses your actual broker data for calculations. No assumptions, no estimates - just precise numbers matching your account.
100% accurateFIFO Compliant
All calculations follow First-In-First-Out rules as required by Indian tax law. No manual tracking needed.
Tax law compliantInstant PDF Reports
Download comprehensive PDF reports with all recommendations, tax calculations, and lot-level details for your records.
Shareable reportsReal-Time Prices
Uses latest closing prices from your broker for accurate current value and gain/loss calculations.
Up-to-date valuesIndian Tax Rules, Simplified
We handle the complexity of Indian capital gains tax so you don't have to. Our engine understands all the rules and applies them automatically.
- 12 month holding period for LTCG classification
- 1.25L LTCG exemption per financial year
- ST losses can offset ST gains (20% savings)
Security & Privacy First
We understand that financial data is sensitive. That's why we've built our system with privacy at its core.
No Data Storage
Your files are processed in memory and immediately discarded. We never store your financial data on our servers.
Secure Processing
All file processing happens over encrypted HTTPS connections. Your data is protected in transit.
No Account Required
Use our tool without creating an account. No email, no password, no personal information collected.
Read-Only Analysis
We only read and analyze your exported reports. We cannot access your Zerodha account or execute any trades.
saveincometax.in
Tax Optimization Tool
“We built this tool for ourselves first. We wanted something we'd trust with our own financial data.”
Important Disclaimer
This tool provides tax optimization insights based on broker reports and current tax rules. All recommendations assume selling securities at current market prices. Final tax liability may vary based on actual transaction prices and dates. Please consult a qualified tax professional (CA) for personalized tax advice.
Start Saving Tax Now
Upload your Zerodha reports and get instant recommendations to minimize your capital gains tax.
File Status:
Holdings file is required to analyze.
1. Holdings (Required)
Console → Portfolio → Holdings → Download
Source: Current quantities, LT classification, prices
2. Tradebook (Recommended)
Console → Reports → Tradebook → Download
Source: ST lot buy dates & prices, loss harvesting
3. Tax P&L (Recommended)
Console → Reports → Tax P&L → Download
Source: Realized gains, remaining LTCG exemption