Holding period scenario

Capital Gains Tax If Sold After 1 Month

Shares sold after 1 month are short-term. Any profit is taxed at 20% flat with no exemption.

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Quick Tax Calculator for Capital Gains Tax If Sold After 1 Month

Enter your buy and sell price to estimate the capital gains tax.

Capital Gain/Loss

₹20,000

STCG

Tax Rate

20.0%

STCG rate

Tax Owed

₹4,000

Effective rate: 20.0%

Estimates assume this is your only capital gain for the FY. Actual tax depends on total gains, losses, and carry-forward. For exact FIFO-based calculation, upload your tradebook.

How This Tax Is Calculated

Selling after just 1 month means the gain is clearly short-term (holding period < 12 months). The entire profit is taxed at 20%. If you're considering selling for tax harvesting, this is fine — but if selling a profitable position, consider whether waiting for the 12-month mark is feasible.

Tax Breakdown

Enter values in the calculator to see the tax breakdown for your scenario.

Key Rules That Apply

  • 11 month holding = Short-term capital gain
  • 2STCG rate: 20% flat on listed equities
  • 3No exemption for short-term gains
  • 4FIFO determines which lots are being sold

How to Reduce This Tax

  • If harvesting losses, short holding period doesn't matter — sell and rebuy
  • For profitable positions, consider if waiting to 12 months is feasible
  • Offset with short-term losses from other stocks

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Common questions about this holding period

What tax rate applies if I sell after 1 month?

20% flat (STCG) on listed equities. No exemption applies.

Is there a wash sale rule in India?

India does not have a formal wash sale rule like the US. You can sell and rebuy immediately for loss harvesting. However, the tax department may scrutinize if the intent appears non-genuine.

How is the gain calculated for 1-month holding?

Sale price minus purchase price, using FIFO if you have multiple lots of the same stock.

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