Tax Loss Harvesting for Zerodha Users
Upload your Zerodha Console reports. See exactly how much tax you can save — in under 2 minutes.
Analyze My Zerodha Portfolio — FreeUpload your tradebook · No data stored on our servers
How it works: 3 files from Zerodha Console
Download Holdings
Go to console.zerodha.com/portfolio/holdings and download as XLSX.
Download Tradebook
Go to console.zerodha.com/reports/tradebook. Select Equity, set the date range to 12+ months, and download as XLSX.
Download Tax P&L
Go to console.zerodha.com/reports/taxpnl. Select the current financial year and download as XLSX.
What you get
FIFO-Accurate Analysis
Lot-level gain/loss calculation using the legally required FIFO method — not the average price shown in Console.
LTCG Exemption Optimizer
See exactly how much of your Rs 1.25 lakh exemption remains and which stocks to sell to use it.
Loss Harvesting Opportunities
Identify short-term losses that can offset your gains and reduce your tax bill.
Downloadable Sell Plan
Get a PDF with the exact shares, quantities, and expected tax impact — ready to execute.
Why Zerodha Console shows different numbers
Zerodha Console shows your purchase price as an average of all your buy transactions. But Indian tax law requires the FIFO (First-In, First-Out) method.
Example
You bought Reliance at Rs 2,000 (Jan 2024) and Rs 2,500 (Jun 2024). Zerodha Console shows an average cost of Rs 2,250.
But when you sell, the first lot (Rs 2,000) is sold first under FIFO — giving a different (often higher) taxable gain than what Console suggests.
TaxHarvestLab recalculates everything from your tradebook using FIFO, so you see the actual tax impact before you sell.
See your real tax position
Upload your Zerodha Console files and get FIFO-accurate gain/loss analysis with actionable sell recommendations.
Analyze My Zerodha Portfolio — FreeUpload your tradebook · No data stored on our servers
Frequently asked questions
Which Zerodha files do I need?
Holdings XLSX, Tradebook XLSX (12+ months), and Tax P&L XLSX. All three are downloadable from console.zerodha.com.
Does TaxHarvestLab store my Zerodha data?
No. Files are processed in your browser and never uploaded to any server. Your data stays on your device.
Why does my LTCG differ from Zerodha Console?
Zerodha Console shows average purchase price. Indian tax law requires FIFO (First-In, First-Out). TaxHarvestLab recalculates from your tradebook using FIFO.
Does this work for Zerodha mutual fund holdings?
Currently equity (stocks) only. Mutual fund support is planned.