20 days left to optimize your taxes — financial year ends 31 March. Analyze now
Find tax-saving moves in your portfolio
in 2 minutes
Upload your Zerodha reports — we run FIFO-accurate calculations and surface every legal tax-saving move in under 2 minutes. Completely free.
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Most investors unknowingly overpay thousands in capital gains tax
Every financial year, the government gives you two powerful tax-saving tools. Almost nobody uses them — because nobody tells you where to look.
The ₹1.25 Lakh "Free Gift"
Profits on stocks held over 1 year (LTCG) are completely tax-free up to ₹1.25 lakh. Beyond that, you pay 12.5%. If you don't actively harvest this exemption before March 31st, it simply expires — unused.
Most investors don't claim even ₹1 of this. That's up to ₹15,625 left on the table — every year.
Losses That Could Erase Your Tax Bill
Short-term gains (STCG) are taxed at 20%. But any stock you're holding at a loss can be sold to offset those gains — legally reducing what you owe to zero. The loss can even be carried forward 8 years.
Your portfolio probably has losses hiding in plain sight. They expire unused if you don't act by March 31st.
The result: Investors sell stocks without knowing the real tax cost. CAs charge ₹2,000–₹5,000 for a manual estimate — when the answer can be computed in 2 minutes. See yours now →
Here's what TaxHarvestLab does
We show you exactly which stocks to sell right now to claim your benefits and lock in your positions without leaving the market.
Claim your ₹1.25 lakh tax-free limit
We identify long-term stocks you can sell to lock in your free profit before March 31st.
Use your losses to wipe out taxes
We find your losses and show you how to offset your short-term gains (20% tax).
Keep your portfolio intact
Sell and buy back the next day. Same stocks, lower future taxes. 100% legal.
How it works in 3 steps
Simple process. Clear results. No complexity.
Upload Your Tradebook
Download your 'Tax P&L' or 'Tradebook' from your broker (Zerodha, Groww, Upstox). Takes 30 seconds. Your personal data stays private—we only look at stock prices and dates.
Get Your Action List
Our system scans your portfolio and shows you which long-term stocks can lock in your ₹1.25L benefit, which short-term gains you can offset with losses, and exactly how much tax you'll save per move.
The 'Sell & Buy Back' Move
Sell the recommended stocks today. Buy them back tomorrow (or the next day). You still own the same stocks, but you've legally 'reset' your cost basis and saved thousands in future taxes. 100% legal.
Real investor scenarios
See how the optimizer handles different situations
Gain Harvesting
Situation
Unrealized LTCG: Rs 3L
Realized gains: Rs 0
Tool suggests
Book Rs 1,25,000 LTCG
Loss Offset
Situation
Realized STCG: Rs 40,000
Unrealized STCL: Rs 40,000
Tool suggests
Book Rs 40,000 STCL
No Action
Situation
Unrealized STCG: Rs 30,000
Tool suggests
No action
How Tax Harvesting Works
Quick explainers from industry experts
Real investors, real results
See how TaxHarvestLab users are optimizing their taxes
Real Investor Share Their Tax Savings Success
How One Investor Optimized Their Capital Gains
Investor Tax Savings Story
What investors are saying
Used by 2,000+ investors before making tax-saving decisions this FY
Finally understood what LTCG harvesting actually means. Uploaded my Zerodha tradebook and got a clear suggestion in under 2 minutes. This is what my CA charges me ₹2000 to calculate.
Arjun Mehta
Zerodha investor, 6 years
Was about to sell some stocks blindly before March 31. Ran TaxHarvestLab first — it showed I had ₹48k STCL I could book to offset my STCG. Saved me a good chunk in taxes.
Priya Nair
Active trader, Bengaluru
Shared this with my investing group. Everyone was amazed at how simple it is. No sign-up friction, just upload and get results. More tools should work like this.
Siddharth R.
FIRE community, Mumbai
Trust & Compliance
TaxHarvestLab is a tax calculation utility. It does not execute trades or provide financial advice.
Don't leave this year's tax savings behind
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