STCG Tax on Rs 1 Lakh Profit
Rs 1 lakh in STCG is taxed at 20% flat — Rs 20,000. Unlike LTCG, there is no exemption for short-term gains.
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Quick Tax Calculator for STCG Tax on Rs 1 Lakh Profit
Enter your buy and sell price to estimate the capital gains tax.
Capital Gain/Loss
₹1,00,000
STCG
Tax Rate
20.0%
STCG rate
Tax Owed
₹20,000
Effective rate: 20.0%
Estimates assume this is your only capital gain for the FY. Actual tax depends on total gains, losses, and carry-forward. For exact FIFO-based calculation, upload your tradebook.
How This Tax Is Calculated
Short-term capital gains of Rs 1 lakh attract Rs 20,000 in tax. If the same gain were long-term, it would be entirely tax-free under the Rs 1.25 lakh exemption. This illustrates why holding period matters enormously for tax efficiency.
Tax Breakdown
Key Rules That Apply
- 1STCG tax: 20% of Rs 1,00,000 = Rs 20,000
- 2Same gain as LTCG would be Rs 0 tax (within Rs 1.25L exemption)
- 3Difference: Rs 20,000 in tax savings by holding 12+ months
- 4STCL from other stocks can offset this STCG
How to Reduce This Tax
- Check if any holdings are close to the 12-month mark — waiting may save the entire tax
- Harvest short-term losses to offset gains
- TaxHarvestLab shows holding periods for each lot using FIFO
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Common questions about this tax amount
How much tax on Rs 1 lakh STCG?
Rs 20,000. STCG is taxed at a flat 20% with no exemption limit.
What if I had held for 12 months?
The gain would become LTCG and fall entirely within the Rs 1.25 lakh annual exemption — zero tax.
Is STCG added to my income?
No. STCG on listed equities under Section 111A is taxed separately at 20%, not added to your income slab.