STCG Tax on Rs 2 Lakh Profit
Rs 2 lakh in STCG means Rs 40,000 in tax at the flat 20% rate. Loss harvesting is your best tool to reduce this.
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Quick Tax Calculator for STCG Tax on Rs 2 Lakh Profit
Enter your buy and sell price to estimate the capital gains tax.
Capital Gain/Loss
₹2,00,000
STCG
Tax Rate
20.0%
STCG rate
Tax Owed
₹40,000
Effective rate: 20.0%
Estimates assume this is your only capital gain for the FY. Actual tax depends on total gains, losses, and carry-forward. For exact FIFO-based calculation, upload your tradebook.
How This Tax Is Calculated
At Rs 2 lakh, STCG tax of Rs 40,000 becomes a meaningful amount. Active loss harvesting — selling stocks that are down to offset these gains — is the primary strategy to reduce your tax bill.
Tax Breakdown
Key Rules That Apply
- 1STCG tax: 20% of Rs 2,00,000 = Rs 40,000
- 2STCL offsets STCG first, then can offset LTCG
- 3LTCL cannot offset STCG
- 4Carry-forward STCL from prior years can also offset
How to Reduce This Tax
- Identify unrealized short-term losses in your portfolio and harvest them
- Check carry-forward losses from previous ITRs
- Consider deferring some sales to next FY if lots are close to 12-month mark
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Common questions about this tax amount
How much tax on Rs 2 lakh STCG?
Rs 40,000 at the flat 20% rate, plus 4% cess.
Can long-term losses reduce STCG?
No. Long-term capital losses can only offset long-term capital gains, not short-term.
What if I have both STCG and LTCG?
They are taxed separately. STCG at 20% and LTCG at 12.5% above Rs 1.25 lakh. Losses are set off according to the type hierarchy.